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Comparison · Finance
Increase vs OpenBB
A side-by-side editorial comparison of Increase and OpenBB — release velocity, themes, recent moves, and the top alternatives to consider.
Increase vs OpenBB: at a glance
What is Increase?
Increase enriches card transactions with Spade merchant data between its quarterly letters.
A standalone update joins the quarterly newsletters: card transactions now carry a Spade enrichment record with the merchant's name, legal name, logo, website, phone number, store location and an industry category up to four levels deep. The last three quarters moved past core payment rails into managed compliance, entity onboarding sessions, 3D Secure, push provisioning and IP-restricted API keys. SDK coverage has widened to C#, PHP and Ruby, and the documentation was reworked to be readable by LLMs.
What is OpenBB?
OpenBB V5 swaps AGPL for Apache-2.0 and cuts sixteen provider packages.
OpenBB V5 ended the feed's five-month silence on September 30. The repository license moved from AGPL-3.0-only to Apache-2.0, the openbb metapackage reached 5.0.0, and packaging moved from Poetry to hatchling and uv. Eighteen directories were dropped, including sixteen provider packages, with one new provider, openbb-jodi. The release also adds layered openbb.toml config, OBBStream streaming, decoupled charting, CLI 2.0 and refactored API and MCP layers. ODP Desktop moved to v2.0.0 the same day.
Increase vs OpenBB: editorial side-by-side
Increase
2.5FINANCE
Increase enriches card transactions with Spade merchant data between its quarterly letters.
◆ Current state
A standalone update joins the quarterly newsletters: card transactions now carry a Spade enrichment record with the merchant's name, legal name, logo, website, phone number, store location and an industry category up to four levels deep. The last three quarters moved past core payment rails into managed compliance, entity onboarding sessions, 3D Secure, push provisioning and IP-restricted API keys. SDK coverage has widened to C#, PHP and Ruby, and the documentation was reworked to be readable by LLMs.
◆ Where it's heading
The arc runs from moving money to operating a bank program end to end. Early quarters added rails (FedNow, Push-to-Card, check transfers); recent ones add the compliance, onboarding and dispute machinery a customer would otherwise build or buy separately. Q2 2026 adds blockchain transfers alongside managed compliance, and flags cross-border payments and lending APIs as next.
◆ Prediction
Expect the cross-border payments and lending APIs named in the Q2 2026 letter to ship as the next quarter's headline, extending the same pattern of absorbing adjacent financial products into the core API.
OpenBB
0.0FINANCE
OpenBB V5 swaps AGPL for Apache-2.0 and cuts sixteen provider packages.
◆ Current state
OpenBB V5 ended the feed's five-month silence on September 30. The repository license moved from AGPL-3.0-only to Apache-2.0, the openbb metapackage reached 5.0.0, and packaging moved from Poetry to hatchling and uv. Eighteen directories were dropped, including sixteen provider packages, with one new provider, openbb-jodi. The release also adds layered openbb.toml config, OBBStream streaming, decoupled charting, CLI 2.0 and refactored API and MCP layers. ODP Desktop moved to v2.0.0 the same day.
◆ Where it's heading
V5 turns the earlier trimming into an explicit reset. Removing providers and decoupling charting shrink what the team maintains, while spec-driven API and MCP proxies and code generation make the remaining platform easier to build on. The license change points the same way, opening the code to a wider set of adopters.
◆ Prediction
Expect V5 point releases to fix breakage from the refactor, plus provider work now owned by provider packages. Whether removed providers return as third-party extensions is not stated in the entries.
Alternatives to Increase and OpenBB
Other Finance products tracked by Sparkpulse, ranked by recent ship velocity. Each card links to a full editorial trajectory and lets you pivot into a head-to-head comparison with either Increase or OpenBB.
Adapty
Adapty closes its old paywall builder and sells the annual plan as twelve payments
Purchasely
Purchasely 6.2 lets apps send their own events and open campaigns from them
Dwolla
Dwolla is buying its way to instant payouts while its own MCP experiment gets a public post-mortem
GnuCash
GnuCash 5.17 is another bugfix list, with a real capital-gains fix tucked inside.
Bill.com
BILL turns multi-entity into its main theme, while AI moves into the AP inbox and month-end close.
See all Increase alternatives → · See all OpenBB alternatives →
Recent activity from Increase and OpenBB
Latest ship moves from both products, interleaved chronologically. ⚡ = editorial spark.
- 26d agoIncreaseIncrease adds real-time merchant data from Spade to card transactions
- 1mo agoOpenBBOpenBB V5: Apache-2.0 license, 16 providers cut, hatchling packaging
- 1mo agoOpenBBRolling auto-updater tag now points to Desktop v2.0.0
- 1mo agoOpenBBODP Desktop 2.0 ships with the V5 refactor
- 3mo agoIncreaseManaged compliance and blockchain transfers land in Q2 ⚡
- 6mo agoOpenBBRolling pointer tag that feeds the desktop auto-updater
- 6mo agoOpenBBDesktop 1.0.2 adds a Clear Logs button, drops shipped binaries
- 6mo agoIncreaseEntity onboarding, 3D Secure and IP-restricted keys
- 7mo agoOpenBBOpenBB V4.7.0
- 10mo agoIncreaseFedNow, Push-to-Card and a Cards Disputes API
- 1y agoIncreaseEvent log filtering and check transfer work
- 1y agoIncreaseFile links, check deposit images, Apple Pay history
Frequently asked questions
What is the difference between Increase and OpenBB?
They serve adjacent needs but don't currently overlap on shipped themes. Increase is currently shipping more aggressively (velocity 2.5 vs 0.0), with 0 editorial sparks in the last 30 days against 0. See the at-a-glance table above for a side-by-side breakdown of velocity, recent sparks, and editorial themes.
Is Increase better than OpenBB?
Sparkpulse doesn't pick a winner — we score release velocity, not feature parity. Increase is currently shipping more aggressively (velocity 2.5 vs 0.0), with 0 editorial sparks in the last 30 days against 0. For your specific use case, the alternatives sections above list other Finance products to evaluate alongside.
What are the best alternatives to Increase?
Top Increase alternatives in Finance are ranked by recent ship velocity. Browse the "Increase alternatives" section above for the current picks, or visit /alternatives/increase for the full list with editorial commentary on each.
What are the best alternatives to OpenBB?
Top OpenBB alternatives in Finance are ranked by recent ship velocity. Browse the "OpenBB alternatives" section above for the current picks, or visit /alternatives/openbb for the full list with editorial commentary on each.