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Comparison · Finance

Adapty vs Increase

A side-by-side editorial comparison of Adapty and Increase — release velocity, themes, recent moves, and the top alternatives to consider.

Adapty vs Increase: at a glance

FeatureAdaptyIncrease
SectorFinanceFinance
Velocity score6.33.8
Sparks · 30d10
Top themesmonetization, paywalls, ai-agents, virtual-currencybanking-as-a-service, payments, compliance, api
Last editorial update9d ago1mo ago
WebsiteVisit →Visit →

What is Adapty?

Adapty is handing paywall construction to coding agents and adding a credits economy underneath

Adapty's Flow & Paywall Builder is now the centre of the product, and August pointed a coding agent at it: a flow-generator skill lets Claude Code, Codex or Copilot CLI read a flow config through the CLI, rewrite it and preview the result. Alongside that, virtual currencies gave the platform a credits primitive, and Refund Saver reached Google Play as chargebacks there started costing developers real money.

Read the full Adapty trajectory →

What is Increase?

A banking-as-a-service API that now sells compliance and blockchain rails, not just payments

Increase ships a quarterly newsletter rather than a running changelog, so each entry bundles a quarter of API work. The last three quarters have moved past core payment rails into the surrounding infrastructure: managed compliance, entity onboarding sessions, 3D Secure, push provisioning and IP-restricted API keys. SDK coverage has widened to C#, PHP and Ruby, and the documentation was reworked to be readable by LLMs.

Read the full Increase trajectory →

Adapty vs Increase: editorial side-by-side

A
Adapty
FINANCE
6.3

Adapty is handing paywall construction to coding agents and adding a credits economy underneath

◆ Current state

Adapty's Flow & Paywall Builder is now the centre of the product, and August pointed a coding agent at it: a flow-generator skill lets Claude Code, Codex or Copilot CLI read a flow config through the CLI, rewrite it and preview the result. Alongside that, virtual currencies gave the platform a credits primitive, and Refund Saver reached Google Play as chargebacks there started costing developers real money.

◆ Where it's heading

Two directions are running together. Monetization is broadening past subscriptions into balances and consumables, and authoring is moving from the dashboard toward the terminal and the agent. The one-click legacy paywall migration signals the old builder is being retired rather than maintained.

◆ Prediction

Expect the agent skill to extend from flows into the rest of the CLI surface — products, placements, campaigns — so a whole monetization setup can be generated and reviewed as config.

I
Increase
FINANCE
3.8

A banking-as-a-service API that now sells compliance and blockchain rails, not just payments

◆ Current state

Increase ships a quarterly newsletter rather than a running changelog, so each entry bundles a quarter of API work. The last three quarters have moved past core payment rails into the surrounding infrastructure: managed compliance, entity onboarding sessions, 3D Secure, push provisioning and IP-restricted API keys. SDK coverage has widened to C#, PHP and Ruby, and the documentation was reworked to be readable by LLMs.

◆ Where it's heading

The arc runs from moving money to operating a bank program end to end. Early quarters added rails (FedNow, Push-to-Card, check transfers); recent ones add the compliance, onboarding and dispute machinery a customer would otherwise build or buy separately. Q2 2026 adds blockchain transfers alongside managed compliance, and flags cross-border payments and lending APIs as next.

◆ Prediction

Expect the cross-border payments and lending APIs named in the Q2 2026 letter to ship as the next quarter's headline, extending the same pattern of absorbing adjacent financial products into the core API.

Alternatives to Adapty and Increase

Other Finance products tracked by Sparkpulse, ranked by recent ship velocity. Each card links to a full editorial trajectory and lets you pivot into a head-to-head comparison with either Adapty or Increase.

See all Adapty alternatives → · See all Increase alternatives →

Recent activity from Adapty and Increase

Latest ship moves from both products, interleaved chronologically. ⚡ = editorial spark.

  1. 11d agoAdaptyWhat's new in Adapty: your agent can build flows now
  2. 11d agoAdaptyRefund Saver is now on Google Play 🛡️
  3. 13d agoAdaptyMove a legacy paywall to the new Flow & Paywall builder in one click
  4. 1mo agoAdaptyWhat's new in Adapty: Apple Retention Messaging API, fresh Flow & Paywall Builder templates, and more.
  5. 1mo agoAdaptyWhat's new in Adapty: virtual currencies, ad group automations, and a new campaign flow
  6. 1mo agoIncreaseManaged compliance and blockchain transfers land in Q2
  7. 1mo agoAdaptyWhat's new in Adapty: Flow & Paywall Builder
  8. 4mo agoIncreaseEntity onboarding, 3D Secure and IP-restricted keys
  9. 8mo agoIncreaseFedNow, Push-to-Card and a Cards Disputes API
  10. 1y agoIncreaseEvent log filtering and check transfer work
  11. 1y agoIncreaseFile links, check deposit images, Apple Pay history
  12. 1y agoIncreaseOAuth applications, lockboxes and exports

Frequently asked questions

What is the difference between Adapty and Increase?

They serve adjacent needs but don't currently overlap on shipped themes. Adapty is currently shipping more aggressively (velocity 6.3 vs 3.8), with 1 editorial sparks in the last 30 days against 0. See the at-a-glance table above for a side-by-side breakdown of velocity, recent sparks, and editorial themes.

Is Adapty better than Increase?

Sparkpulse doesn't pick a winner — we score release velocity, not feature parity. Adapty is currently shipping more aggressively (velocity 6.3 vs 3.8), with 1 editorial sparks in the last 30 days against 0. For your specific use case, the alternatives sections above list other Finance products to evaluate alongside.

What are the best alternatives to Adapty?

Top Adapty alternatives in Finance are ranked by recent ship velocity. Browse the "Adapty alternatives" section above for the current picks, or visit /alternatives/adapty for the full list with editorial commentary on each.

What are the best alternatives to Increase?

Top Increase alternatives in Finance are ranked by recent ship velocity. Browse the "Increase alternatives" section above for the current picks, or visit /alternatives/increase for the full list with editorial commentary on each.