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Increase

FINANCE
Velocity0.0

Banking-as-a-service platform offering APIs for ACH, wires, checks, cards, and real-time payments

increase.com ↗

Increase ships steady quarterly batches of banking-API primitives, from FedNow to 3D Secure.

banking-as-a-servicepaymentscardsfintech-apisdkscompliance
◆Current state
Increase is a banking-as-a-service API whose public changelog is a quarterly newsletter bundling many small additions. Recent quarters added payment rails (FedNow, Real-Time Payments, Push-to-Card), card capabilities (3D Secure, a disputes API, push provisioning), and developer ergonomics (multiple SDKs, IP-restricted keys, LLM-friendly docs). The cadence is predictable rather than punctuated by big launches.
◆Where it's heading
The through-line is breadth: Increase is filling in the full surface a bank program needs — more rails, more card controls, more SDK languages, more compliance hooks — one quarter at a time. Nothing here reads as a pivot; it is methodical coverage of the money-movement and card stack.
◆Prediction
The Q2 2026 digest is the next expected drop and will likely continue the pattern of card, dispute, and SDK additions, though the feed has been quiet since April, so its exact contents are not yet visible.

◆Recent moves

  1. 3mo ago

    Q1 2026: onboarding sessions API, 3D Secure, push provisioning, C# SDK

    The most recent quarterly digest adds identity (Entity Onboarding Sessions API), card security (3D Secure, push provisioning), event polling, IP-restricted API keys, and a C# SDK — breadth across onboarding, cards, and tooling consistent with the fill-in-the-surface pattern.

  2. 6mo ago

    Q4 2025: FedNow, Push-to-Card, Cards Disputes API, LLM-friendly docs

    FedNow and Push-to-Card extend the payment-rail coverage while a Cards Disputes API and PHP/Ruby SDKs deepen card and developer support; LLM-friendly documentation is an early nod to agent-driven integration.

  3. 1y ago

    Q2 2025: API event-log filtering and event-page improvements

    A lighter quarter focused on observability — API event-log filtering and event-page improvements — plus Check Transfer enhancements, incremental refinements rather than new rails.

  4. 1y ago

    Q1 2025: File Links, check-deposit images, Apple Pay history

    Additions cluster around checks and card data — File Links, check-deposit images, Apple Pay transaction history — continuing the steady expansion of everyday banking primitives.

  5. 1y ago

    Q4 2024: OAuth applications, lockboxes, data export

    OAuth applications and export functionality broaden how third parties and users access Increase, while lockboxes extend the check-handling story.

  6. 1y ago

    Q3 2024: Real-Time Payments, card-authorization improvements, RSS feed

    Real-Time Payments support marks another rail added, alongside card-authorization improvements — the same quarter-by-quarter breadth that defines the product's trajectory.