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Finanzfluss Copilot

FINANCE
Velocity2.5

Personal finance and investing assistant for tracking portfolios and money decisions.

www.finanzfluss.de ↗

German personal-finance tracker back to features after a week spent only on bugs.

personal-financebudgetinggerman-taxportfolio-trackingbug-debt
◆Current state
Finanzfluss Copilot is a German portfolio and budgeting tracker covering brokerage accounts, dividends, budgets and German investment tax. The feed is sparse and uneven: a tax module for Freistellungsauftrag and Vorabpauschale in December, then a five-day Fixit Week in May where the whole engineering team stopped feature work and closed 144 bugs, then near-silence until the August release adding transaction splitting.
◆Where it's heading
The product is being built out along the specifics of German retail investing — allowance tracking, pre-payment tax estimates, broker-specific asset classes — and the Fixit Week reads as an explicit acknowledgement that UI debt had accumulated faster than it was being paid down. Transaction splitting is a standard expectation in this category, so the current direction looks like closing gaps against established budgeting apps rather than opening new ground.
◆Prediction
Given the entries here, the likely next step is more depth in budgeting and categorisation now that a transaction can carry several categories; the feed is too intermittent to predict timing with confidence.

◆Recent moves

  1. 1d ago

    Split a transaction across multiple categories

    A transaction can be split into several amounts with their own names, categories and tags, and the split flows through to statistics on both web and mobile. It closes a well-known gap against other budgeting tools rather than opening a new direction.

  2. 3mo ago

    🐞 Fixit Week Summary

    The closing summary of Fixit Week, totalling 144 bugs fixed across the platform with the last day's list attached. Housekeeping, but it marks the point where accumulated UI debt was addressed as a scheduled project.

  3. 3mo ago

    🐞 Fixit Week Summary (Tag 4 - 21.05.2026)

    Day four of Fixit Week: hydration errors, account-view filters, dividend chart loading, and a set of display and sorting corrections. Individually invisible, collectively the reason the week was scheduled.

  4. 3mo ago

    🐞 Fixit Week Summary (Tag 3 - 20.05.2026)

    Day three of Fixit Week, correcting account categorisation for N26, dividend handling, and leftovers from the retired v1 dashboard. Cleanup of a migration that had been left half-finished.

  5. 3mo ago

    🐞 Fixit Week Summary (Tag 2 - 19.05.2026)

    Day two of Fixit Week: dividend projections, duplicate CSV exports, and a long list of layout inconsistencies across dashboard and investments views. Same pattern as the surrounding days.

  6. 3mo ago

    🐞 Fixit Week Summary (Tag 1 - 18.05.2026)

    The announcement opening Fixit Week, with the whole tech team pausing projects for a week on UI bugs fixable in under two hours each. Notable as a stated process choice rather than for anything shipped.